You Pay Once. You Own It.
No monthly software fees eating into your margins. No per-transaction cuts going to the platform. No annual licenses to renew. SmartPay is a one-time cost per device — after that, it's yours. Your merchant pays you, not us.
While the competition builds their business model around locking you in, we build ours around getting out of your way.
Out of the Box or Built Into Your Stack
Ready to Go
Out-of-the-Box Deployment
SmartPay comes pre-loaded and fully configured. Hand it to your merchant and they're taking payments the same day. No development resources needed, no integration backlog.
Best for: ISOs deploying at scale
Built Your Way
Semi-Integrated Deployment
Connect SmartPay to your existing software via our SDK. The POS handles the payment flow; your ISV software handles the rest. Clean separation, zero PCI scope creep.
Best for: ISVs who already have a vertical software product
What's inside
Everything Your Merchants Expect
Omnichannel Payments
Accept credit, debit, NFC/tap-to-pay, mobile wallets, QR, cash, and PayPal.
Built-In Business Management
Inventory tracking, purchase orders, supplier management, expense tracking, and reporting.
Customer Loyalty
Run loyalty programs without a third-party integration.
Pre-Auth & Card Balance
Hospitality and service merchants can hold cards and check balances.
Reconciliation & Reporting
End-of-day settlement, order history, and financial reports baked in.
Multi-User Management
Set roles and permissions per employee.
App Pay, ECR & Smartphone Pay
Three payment scenarios covered: native app payments, ECR integrations, and smartphone-assisted flows.
SDK for Semi-Integration
Clean, well-documented SDK lets your dev team connect SmartPay's payment layer to any existing application.
Let's Find Your Deployment Model
Whether you're an ISO looking to roll out hardware, or an ISV integrating payments into your vertical software, SmartPay has a path for you. A 30-minute call is all it takes to know if it fits.